Credit Direct launches high-return digital investment suite on its mobile app

Credit Direct has announced the expansion of its digital investment...

Credit Direct has announced the expansion of its digital investment capabilities through Yield, a suite of automated, high-return investment plans available on the Credit Direct Mobile App. The launch is part of the company’s broader push to provide accessible wealth-building tools to Nigerians seeking structured digital investment options.

Yield offers users two investment plans with annual returns of up to 21 percent on the Fixed Plan and up to 15 percent on the Flex Plan. The company says the product was built to address the growing demand for transparent, automated and regulated digital investment options in Nigeria’s evolving fintech landscape.

Responding to rising interest in digital investing

Digital investment activity in Nigeria has accelerated as more users adopt mobile-first financial tools to manage and grow their funds. Credit Direct notes that users increasingly prefer platforms that combine real-time visibility, predictable returns and automated contribution flows.

Nigerians want digital investment products that offer clarity, automation and strong returns within a secure environment. Yield was designed to meet these expectations while giving users flexibility based on their financial goals.

Two investment plans designed for different user needs

Yield introduces two main investment options:

Fixed Plan

A structured investment product offering up to 21 percent per annum, allowing users to select a duration and track projected growth directly from the app.

Flex Plan

A flexible product with returns of up to 15 percent per annum, enabling users to access their funds with up to four free withdrawals per month.

According to Credit Direct, both plans are designed to support daily, weekly or monthly automated contributions, helping users maintain consistency without manual input.

Additional features within Yield

The digital investment suite also includes Gift a Yield, which allows users to create an investment plan for another person directly within the app.

Credit Direct says that all Yield...